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	<title>Comments for Self Employed Central</title>
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	<link>http://www.selfemployedcentral.com</link>
	<description>Where passionate, self-employed professionals blog, chat, vent, and offer tips and advice.</description>
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		<title>Comment on Question of the Week: Would You Ever Take a Full-Time Job Again? by Kathy Shattler</title>
		<link>http://www.selfemployedcentral.com/2011/07/08/self-employed-vs-full-tim/comment-page-1/#comment-1291</link>
		<dc:creator>Kathy Shattler</dc:creator>
		<pubDate>Mon, 18 Jul 2011 14:16:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.selfemployedcentral.com/?p=1519#comment-1291</guid>
		<description>My only problem right now is getting myself marketed into a new area, the area of internet counseling and writing. Since I quit my internet job in October of 2010, it has been difficult picking up new contracts. But, I love managing my own time and absolutely hate the idea of being at the mercy of another corporation. I was in the corporate world for 13 years before going to work online as a consultant. I now have over twenty years under my belt and a world&#039;s worth of work experience to fall back on.</description>
		<content:encoded><![CDATA[<p>My only problem right now is getting myself marketed into a new area, the area of internet counseling and writing. Since I quit my internet job in October of 2010, it has been difficult picking up new contracts. But, I love managing my own time and absolutely hate the idea of being at the mercy of another corporation. I was in the corporate world for 13 years before going to work online as a consultant. I now have over twenty years under my belt and a world&#8217;s worth of work experience to fall back on.</p>
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		<title>Comment on Question of the Week: Would You Ever Take a Full-Time Job Again? by Mark Fairless</title>
		<link>http://www.selfemployedcentral.com/2011/07/08/self-employed-vs-full-tim/comment-page-1/#comment-1290</link>
		<dc:creator>Mark Fairless</dc:creator>
		<pubDate>Mon, 18 Jul 2011 14:15:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.selfemployedcentral.com/?p=1519#comment-1290</guid>
		<description>Not a chance. After working for others for close to 30 years, self employment is the best! It allows time freedom, choice in where to live, and I can FINALLY work to create my own wealth. In my previous job as a CFO, I worked to fatten the pay of others, now my efforts go toward increasing my own pay, my own retirement, etc. And, in the business I&#039;m in, because it&#039;s new and growing very quickly, the success stories of others retiring and gaining new wealth are very exciting to watch. I&#039;ve never had this much fun in my work life.</description>
		<content:encoded><![CDATA[<p>Not a chance. After working for others for close to 30 years, self employment is the best! It allows time freedom, choice in where to live, and I can FINALLY work to create my own wealth. In my previous job as a CFO, I worked to fatten the pay of others, now my efforts go toward increasing my own pay, my own retirement, etc. And, in the business I&#8217;m in, because it&#8217;s new and growing very quickly, the success stories of others retiring and gaining new wealth are very exciting to watch. I&#8217;ve never had this much fun in my work life.</p>
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		<title>Comment on Question of the Week: Would You Ever Take a Full-Time Job Again? by Dan &#38; Barb Shock LeMire</title>
		<link>http://www.selfemployedcentral.com/2011/07/08/self-employed-vs-full-tim/comment-page-1/#comment-1289</link>
		<dc:creator>Dan &#38; Barb Shock LeMire</dc:creator>
		<pubDate>Mon, 18 Jul 2011 14:14:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.selfemployedcentral.com/?p=1519#comment-1289</guid>
		<description>I have been self employed for 16 years and wouldn&#039;t have it any other way. The trade off would be giving 40+ hours of my week to helping someone else reach their goals and for those 40+ hours I get a paycheck. I prefer to &quot;Build MY Dreams, not work a job to build THEIRS&quot;</description>
		<content:encoded><![CDATA[<p>I have been self employed for 16 years and wouldn&#8217;t have it any other way. The trade off would be giving 40+ hours of my week to helping someone else reach their goals and for those 40+ hours I get a paycheck. I prefer to &#8220;Build MY Dreams, not work a job to build THEIRS&#8221;</p>
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		<title>Comment on Question of the Week: Would You Ever Take a Full-Time Job Again? by Stuart Clarkson</title>
		<link>http://www.selfemployedcentral.com/2011/07/08/self-employed-vs-full-tim/comment-page-1/#comment-1288</link>
		<dc:creator>Stuart Clarkson</dc:creator>
		<pubDate>Mon, 18 Jul 2011 14:10:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.selfemployedcentral.com/?p=1519#comment-1288</guid>
		<description>Having worked more than 20 years as self-employed I see no one offering me a job, especially at the tender age of 69. I still do translation (Dutch or French to English) and sort out network problems, as well as being grounds man at the local soccer club.</description>
		<content:encoded><![CDATA[<p>Having worked more than 20 years as self-employed I see no one offering me a job, especially at the tender age of 69. I still do translation (Dutch or French to English) and sort out network problems, as well as being grounds man at the local soccer club.</p>
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		<title>Comment on Featured Professional: Richard Shergold by Diane Aksten</title>
		<link>http://www.selfemployedcentral.com/2011/07/06/featured-professional-richard-shergol/comment-page-1/#comment-1197</link>
		<dc:creator>Diane Aksten</dc:creator>
		<pubDate>Fri, 08 Jul 2011 22:19:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.selfemployedcentral.com/?p=1502#comment-1197</guid>
		<description>Richard:  What a wonderful piece on you!! Your passion for your business and helping others succeed definitely came through in this article and I wish you much success in your business!</description>
		<content:encoded><![CDATA[<p>Richard:  What a wonderful piece on you!! Your passion for your business and helping others succeed definitely came through in this article and I wish you much success in your business!</p>
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		<title>Comment on Featured Professional: Margaret Griffin by Margaret Griffin &#8211; Featured as a Self Employed Professional! &#171; alaskaskincare</title>
		<link>http://www.selfemployedcentral.com/2011/06/29/self-employe-professional-margaret-griffin/comment-page-1/#comment-1146</link>
		<dc:creator>Margaret Griffin &#8211; Featured as a Self Employed Professional! &#171; alaskaskincare</dc:creator>
		<pubDate>Wed, 29 Jun 2011 19:50:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.selfemployedcentral.com/?p=1471#comment-1146</guid>
		<description>[...] http://www.selfemployedcentral.com/2011/06/29/self-employe-professional-margaret-griffin/ [...]</description>
		<content:encoded><![CDATA[<p>[...] <a href="http://www.selfemployedcentral.com/2011/06/29/self-employe-professional-margaret-griffin/" rel="nofollow">http://www.selfemployedcentral.com/2011/06/29/self-employe-professional-margaret-griffin/</a> [...]</p>
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		<title>Comment on Question of the Week: What Do You Do About Clients That Don&#8217;t Pay? by Old Nikko</title>
		<link>http://www.selfemployedcentral.com/2011/06/17/chasing-freelanc-pay/comment-page-1/#comment-1070</link>
		<dc:creator>Old Nikko</dc:creator>
		<pubDate>Sun, 19 Jun 2011 19:07:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.selfemployedcentral.com/?p=1379#comment-1070</guid>
		<description>I&#039;m pretty hard-line when it comes to collecting what&#039;s owed. Because I am, I don&#039;t have many accounts go bad.

First, it&#039;s hard to get credit with me. First few orders are 50/50. 50% deposit, balance on delivery - and cash/company check only. Next few orders are cash on delivery (COD).

When they have developed into a qualified account, I invoice &#039;2 in 10&#039; for those that have qualified for a credit account, &#039;net 30&#039;.

Dealing with delinquency:
After 10 days delinquent, 1st notice and a gentle reminder that service may be terminated.
After 20 days, 2nd notice and a somewhat stronger warning about pending termination.
After 30 days, final notice and STRONG warning that any and all services AND accounts will be terminated in 10 days if invoice remains unpaid.
NB: All notices come with an insistence that they contact me to make payment arrangements.

And stick to it! 
Close the account and send notice of coming collection agency action.
If no payment within 10-30 days (depending upon if they contacted me or not), notify them of a pending lawsuit for non-payment. (Depending on the amount, I try to use small claims court filings first. Getting served with court papers usually scares heck out of almost all of the bad account holders, and most times leads to at least a partial payment right away, and terms for the balance. That&#039;s the winning hand as I play it.)

BTW: If you make one exception, you will prove that your word is not your bond. 
Keep your reputation because it&#039;s one of the most valuable things you have going for you.
Clearly state your policies up-front, in writing, before credit is granted... then enforce them if need be.</description>
		<content:encoded><![CDATA[<p>I&#8217;m pretty hard-line when it comes to collecting what&#8217;s owed. Because I am, I don&#8217;t have many accounts go bad.</p>
<p>First, it&#8217;s hard to get credit with me. First few orders are 50/50. 50% deposit, balance on delivery &#8211; and cash/company check only. Next few orders are cash on delivery (COD).</p>
<p>When they have developed into a qualified account, I invoice &#8216;2 in 10&#8242; for those that have qualified for a credit account, &#8216;net 30&#8242;.</p>
<p>Dealing with delinquency:<br />
After 10 days delinquent, 1st notice and a gentle reminder that service may be terminated.<br />
After 20 days, 2nd notice and a somewhat stronger warning about pending termination.<br />
After 30 days, final notice and STRONG warning that any and all services AND accounts will be terminated in 10 days if invoice remains unpaid.<br />
NB: All notices come with an insistence that they contact me to make payment arrangements.</p>
<p>And stick to it!<br />
Close the account and send notice of coming collection agency action.<br />
If no payment within 10-30 days (depending upon if they contacted me or not), notify them of a pending lawsuit for non-payment. (Depending on the amount, I try to use small claims court filings first. Getting served with court papers usually scares heck out of almost all of the bad account holders, and most times leads to at least a partial payment right away, and terms for the balance. That&#8217;s the winning hand as I play it.)</p>
<p>BTW: If you make one exception, you will prove that your word is not your bond.<br />
Keep your reputation because it&#8217;s one of the most valuable things you have going for you.<br />
Clearly state your policies up-front, in writing, before credit is granted&#8230; then enforce them if need be.</p>
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		<title>Comment on The (Unreasonable) Expectations of a Work-at-Home Professional by Karen Mousseau</title>
		<link>http://www.selfemployedcentral.com/2011/06/08/work-at-home/comment-page-1/#comment-1046</link>
		<dc:creator>Karen Mousseau</dc:creator>
		<pubDate>Mon, 13 Jun 2011 11:26:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.selfemployedcentral.com/?p=1292#comment-1046</guid>
		<description>I have two websites, so I left them out... Loved the articular above as it rings true for me as well.

Thanks,
Karen</description>
		<content:encoded><![CDATA[<p>I have two websites, so I left them out&#8230; Loved the articular above as it rings true for me as well.</p>
<p>Thanks,<br />
Karen</p>
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		<title>Comment on How Your Freelance Business Is Like The Deadliest Catch by Jose Arenado</title>
		<link>http://www.selfemployedcentral.com/2011/05/27/freelance-business/comment-page-1/#comment-960</link>
		<dc:creator>Jose Arenado</dc:creator>
		<pubDate>Tue, 31 May 2011 20:04:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.selfemployedcentral.com/?p=1230#comment-960</guid>
		<description>Thanks for the love Karin!</description>
		<content:encoded><![CDATA[<p>Thanks for the love Karin!</p>
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		<title>Comment on Question of the Week: Should Freelancers Work for Free? by karinabilich</title>
		<link>http://www.selfemployedcentral.com/2011/04/15/freelancers-work-for-free/comment-page-1/#comment-666</link>
		<dc:creator>karinabilich</dc:creator>
		<pubDate>Mon, 18 Apr 2011 14:13:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.selfemployedcentral.com/?p=919#comment-666</guid>
		<description>I happen to agree with you, James. Unless they specifically negotiated for shares in the company, they aren&#039;t legally owed anything. They agreed to write for free, and that&#039;s what they did. They can&#039;t change the rules now. But I&#039;m curious ... does anyone agree with the writers here? I&#039;d love to hear that side of the argument...</description>
		<content:encoded><![CDATA[<p>I happen to agree with you, James. Unless they specifically negotiated for shares in the company, they aren&#8217;t legally owed anything. They agreed to write for free, and that&#8217;s what they did. They can&#8217;t change the rules now. But I&#8217;m curious &#8230; does anyone agree with the writers here? I&#8217;d love to hear that side of the argument&#8230;</p>
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